– Plan Ahead. Protect What Matters –
Our Whole of Life Insurance experts make it easy to understand how guaranteed lifelong cover can protect your family and provide financial certainty. We’ll guide you through the key features of Whole of Life policies so you can make confident, informed decisions about your long-term protection.
As part of this, we’ll also show you how Whole of Life Insurance can play an important role in Inheritance Tax Planning (IHT), helping to reduce potential tax liabilities on your estate and support the people you care about. Start your protection journey today and get your Indicative Whole of Life Quotation
Chartered Firm
Protectionhelp is a trading style of Pensionhelp Limited. Pensionhelp Limited is authorised and regulated by the Financial Conduct Authority. Pensionhelp Limited is registered in England and Wales No.09437056.
Protectionhelp are experts in advising on how to protect your family. This includes advice on how financial protection can be used to help with an Inheritance Tax bill.
This service is completely free and comes with no obligation.
Our financial advisors can help
Whole of Life Planning
This is a life insurance policy that guarantees a payout whenever the insured person dies, provided premiums are kept up to date. It’s often used in IHT planning to provide a lump sum to cover the expected tax liability, ensuring beneficiaries don’t have to sell assets.
Term Assurance Policy
This policy provides cover for a specific period (the ‘term’). If the insured dies within this term, a lump sum is paid out. While generally less directly used for IHT due to its limited duration, it can be relevant when tied to specific IHT planning strategies with a defined timeframe.
Committed to Supporting Every Client with Care and Integrity
As proud members of the Financial Vulnerability Charter, we are dedicated to providing a service that is fair, transparent, and sensitive to every client’s individual circumstances. Our commitment to the Charter means we take extra steps to ensure you feel understood, supported, and protected throughout every stage of your financial journey. You can have full confidence knowing that our team operates to the highest standards of responsibility and compassion, ensuring your needs always come first.
